01 — SOFI · BEAR CALL SPREADS

Best SOFI bear call spreads setups.

Pick how long you want to wait and how much risk you'll take. We score every live strike across the next 3 expirations and surface the top setups — updated hourly.

Volatile fintech name with high retail engagement, sensitive to deposit growth, lending volume, and interest rates.

Find the best strikes →FREE · 20 ANALYSES/DAY · NO CARD
SoFi Technologies
Financials / Fintech
SOFI
$16.76+6.6% / 30d
IV rank (1y)
66.8% · elevated
Next earnings
Oct 27
Market cap
$21.7B
P/E (fwd)
18.8
Option vol
105K /day

02 — Live setups

Suggested strikes

Choose your time horizon and risk band. Every match is scored on return, premium, and probability of profit.

Days to expiration
Probability of profit
Sort by
Top pick · credit spread
$17.5/$18.5 call spread · Nov 27
27 DAYS · 4.4% OTM · 1 WIDE · SELL TO OPEN
Credit
$30
Return
42.86%
PoP
60%
SpreadExpirationCreditReturn ↓PoP
$18 / $19
7.4% OTM · 1 wide
Dec 4
34 days
$23
$0.23 / share
29.87%66%
$18 / $19
7.4% OTM · 1 wide
Nov 27
27 days
$21
$0.21 / share
26.58%69%
$18.5 / $19.5
10.4% OTM · 1 wide
Dec 4
34 days
$19
$0.19 / share
23.46%73%
4 of 4 matchesCustomize filters →

03 — Strategy

Bear Call Spreads, plainly explained

Moderately bearish or neutral traders seeking defined-risk credit income.

P&L at expiration · $17.5/$18.5 call spread · 27 DTE

$0+$30−$70$19 LONG$17.80 BE$18 SHORT

Key numbers

Premium collected+$30
Max profit+$30
Max loss−$70
Breakeven$17.80
Spread$17.5 / $18.5
Probability of profit60%
Days to expiration27

When this trade makes sense

Use when

    Avoid when

      Read the full bear call spreads guide →

      05 — RUN IT LIVE

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